XL Capital Selects Lumigent Audit DB™ to Assure Financial Data Integrity

Enables XL Capital to Comply with Sarbanes-Oxley Internal-Control Regulations Across Global Operations

ACTON, Mass. and Hamilton, Bermuda– Arpil 17, 2006 – Lumigent Technologies, Inc., an industry leader in information management solutions, today announced that XL Capital Ltd. (NYSE: XL) has selected Lumigent® Audit DB™ to manage the auditing of sensitive financial data for Sarbanes-Oxley compliance purposes. With more than $54 billion in consolidated assets, XL Capital is a leading provider of insurance, reinsurance, and financial products and services to enterprises worldwide. The Company recently deployed Lumigent Audit DB to automate the continuous monitoring of its global business-critical application data hosted in five sites in the U.S., England and Switzerland. Such on-demand reporting enables internal auditors and IT operations management to understand all aspects of the Company data’s use and access, at any point in time.

“To comply with Sarbanes-Oxley regulations, our auditors required that we monitor each and every data change, including those done by privileged users,” said Dean Kelly, senior vice president, applications support services & I.T. procurement, at XL Capital. “The ability to view activity directly at the transaction logs—where data is actually stored—is an essential technical feature that enables us to fulfill such a requirement. Additionally, Lumigent Audit DB helps us efficiently develop reports that can be made easily accessible to our auditors to demonstrate compliance.”

Lumigent Audit DB provides comprehensive, continuous monitoring of data access and modifications for more than 400 organizations worldwide. The product enables companies to know who did what to which data, when and how, and provides the most complete record of data access available by working directly from the database source. It automatically tracks database structure changes, permission changes and viewing activities, then consolidates them into a central repository for easy access and efficient reporting. The ability to auto-generate reports often results in significant time savings compared with traditional approaches such as application modification or trigger-based collection at the database source. Additionally, unlike such techniques, Lumigent Audit DB ensures segregation of duties, meaning that the audit trail cannot be altered by IT managers who administer the product.

“The auditing community and the companies it serves are realizing that an automated, continuous data-auditing solution is a core requirement for Sarbanes-Oxley compliance,” said Cliff Pollan, CEO of Lumigent. “The ability to granularly track data access, modifications and theft to ensure data integrity can mitigate information security and regulatory compliance risk across an organization. We expect more companies to take similar precautions over the next twelve months as enforcement of existing regulations and the passage of new laws help closely regulate sensitive customer and financial data. To achieve regulatory compliance, we expect organizations to value time efficiencies associated with largely automated systems.”

By implementing Lumigent Audit DB, XL Capital can monitor data changes done by both unauthorized and privileged users. The product efficiently captures this information and generates reports that are directly delivered to the Company’s auditors. In all, using Lumigent Audit DB enabled XL Capital to develop a streamlined auditing process involving automated monitoring capabilities, easy access to data modifications at any point in time, and auto-generated reporting.

Lumigent Audit DB monitors data for all applications hosted by XL Capital’s twelve Microsoft SQL Server databases. The audited, business-critical applications are hosted in New York, Connecticut, and California as well as the U.K. and Switzerland.


ABOUT XL CAPITAL
XL Capital Ltd, through its operating subsidiaries, is a leading provider of insurance and reinsurance coverages and financial products and services to industrial, commercial and professional service firms, insurance companies and other enterprises on a worldwide basis. As of December 31, 2005, XL Capital Ltd had consolidated assets of approximately $58.4 billion and consolidated shareholders' equity of approximately $8.5 billion. More information about XL Capital Ltd is available at www.xlcapital.com.


ABOUT LUMIGENT
Lumigent is an industry leader in information security management solutions, helping organizations address requirements for risk management, regulatory compliance and privacy by ensuring the integrity of critical information. Lumigent provides insight into the actual versus intended use of information by focusing on the only true record of information activity—the databases where information is stored. Through Lumigent’s information security policy management and continuous auditing, you know who’s doing what to your information when and how. For further information, please call 866.586.4436 or visit www.lumigent.com.
 

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